Stages of Retirement

• Getting Started … Your 20s and Early 30s
• Working on It … Your 30s Through Your 40s
• The Home Stretch … Your 50s and 60s
• Retired at Last
• The Phases of Retirement

Retirement Plans

IRAs

• Avoid Retirement Fail: Strategies for the Under 40 Worker
• Company Sponsored Retirement Plans: Mistakes to Avoid & Solutions for Success
• Retirement Savings Plans for the Self-employed
• The Power of Your Beneficiary Election
• Non-Spouse Inherited IRAs: How to Avoid Making Common Mistakes
• IRA vs. Roth IRA: Which is Appropriate and When?
• The Return of Required Minimum Distributions
• Congress passes Worker, Retiree, and Employer Recovery Act of 2008, suspends RMDs for 2009
• I have about $100,000 in my 401(k) retirement plan. Should I withdraw the funds and put it in an IRA?
• Is a spouse the best beneficiary for an Individual Retirement Account?
• Does it make sense to split my retirement contribution up and put funds in both a 401(k) plan and a Roth IRA?
• What is the advantage of holding securities in ‘street name’?
• What happens when another company takes over my employer-sponsored retirement plan?
• Should I wait until I retire to begin taking distributions from my IRA?
• How can I ensure the growth of my IRA and at what age will I be able to tap into it without penalty?
• What is the minimum needed to open a Roth IRA?
• How do I open an IRA?

Roth IRAs

• Strategies for a Roth IRA Conversion
• Roth Strategies and Considerations: 2011 and Beyond
• Roth Conversions: What is New for 2010 and Beyond?
• Converting Your Roth IRA? Consider These Tips
• Should You Convert Your IRA Plan?
• Should You Undo Your Roth Conversion?
• Roth Conversions in 2011
• As a 63-year-old retiree about to collect Social Security, should I roll my 401(k) into a Roth IRA?
• Is it a good idea to convert my IRA to a Roth IRA?
• Do I have to roll over my 401(k) plan to an IRA?
• Are there tax implications to transfer our current Roth IRA into other Roth IRAs?
• Can I roll over my 401(k) to an IRA? If so, are there any tax implications?
• Should I sell my traditional IRA funds and transfer the money or do an “in-kind” transfer?
• Where should I roll over my deceased spouse’s retirement plan?

401(k)/403(b) Plans

• Exceptions to the Early Withdrawal Penalty
• Cashing Out of Your 401(k) Plan? Understand the Impact First
• I am 56 years old. If I leave my current employer, can I access my 401(k) funds without paying the 10 percent penalty?
• I work as an independent contractor. Can I open a solo 401(k) and invest in it with my W-2 income?
• How can I continue to save when my 401(k) plan is no longer offered through work?
• Should we cut back on 401(k) contributions and begin funding a Roth IRA?
• Should I switch to a money market fund within my 401(k) plan?
• What should I do with a terminated 403(b) retirement plan?
• Should I withdraw from my 401(k) plan to pay off debts?
• How should I allocate my retirement funds in today’s volatile stock market and economy?
• Does an investment company require two members to set-up a 403(b) account?
• My company is cutting its match to my 401(k) plan. What should I do?
• Are You Getting the most from Your 401(k)? (Mp3)

Pension Plans

• Receive Pension Benefits? Get More Money!
• Underfunded Pension Plans
• Pension Payout Options
• Selecting a Pension Option
• Check if Your Defined Benefit Plan is Safe
• Does the Social Security offset for private pension for a person under 62 affect the full Social Security benefit they will receive at age 62?
• What is the best way to start the retirement process again with the rest of our pension money?
• Which option of my Pension Equity Plan Benefit Summary makes the most financial sense?
• Can I receive my pension in a lump-sum? Where should I invest it?

Building a Retirement Income Plan

Sources of Income

• Liability-driven Individual Retirement Planning
• Preserving the Purchasing Power of Your Money During Retirement
• Retirement Income Tax Strategies
• “You May Delay, but Time Will Not”
• Retirement Math: How $200 May Be Translated to $66,391
• Planning for Retirement in Today’s World
• Planning For Retirement – Will You Be Prepared?
• Retirement Runway: Calculating and Securing Income
• Withdrawal Rates: Rules of Thumb to Spend Wisely
• Save 20% Toward Retirement
• Retired? Six Wealth Building Strategies
• Retiring Soon? Time to Think About Your Savings
• Secure Your Retirement Savings
• Retirement Income and Difficult Choices
• How Do You Determine What You Will Spend in Retirement?
• Retiring Isn’t a “Do-It-Yourself” Project
• The Big Day Has Finally Arrived. Retirement! What to do Now…
• Tips to Salvage Under-Funded Retirement Savings
• Saving for Retirement? Guarantee a Lifetime Income
• When You Add Up the Numbers on Retirement, It Pays to Save Now
• Reverse Mortgages – A Funding Source for Retirement?
• Are reverse mortgages a valid vehicle for seniors 62 and older?
• How should we fund our retirement?
• I have no income and need a monthly check for my living expenses. What is the best way to handle my situation?